Terms of Use and Privacy

All information provided in this Site is under the condition and understanding of it not being interpreted or relied on as legal, accounting, tax, financial, investment or other professional advice, or as advice on specific facts or matters. Accordingly, no liability whatsoever is assumed for any use or misuse of such information. Users of this Site should consult their professional advisors with respect to their personal circumstances.

Any information the Company receives through the Site, other than your personal identity information, is deemed non-confidential. Personal identity information is used by the Company only to process a request for information by you or for marketing our products and services. By transmitting information to the Company through the Site or any other electronic means, you grant to the Company the unrestricted irrevocable license to use, reproduce, display, modify, distribute and perform such information.

Except as indicated otherwise, all information, text, graphic images, features or functions, and layout (including the "feel and look") contained in this Site are the exclusive property of the Company and may not be copied or distributed, in whole or in part, without the Company's express written consent.

However, you may download or print any pages from this Site for personal, non-commercial use, provided you do not remove any copyright notices.